The impact of access to finance in boosting agricultural performance of small and medium farmers: Literature review

Abubakar Mayaki, Madya Kadzrina binti Abdul Kadir, Emy Ezura A. Jalil


The study proposes a model that shows the moderating effect of managerial competency on the relationship between access to finance and agricultural performance. After a critical review of the relevant literature, the proposed model was developed. From the model we argue that access to finance has a direct impact on agricultural performance, but the impact will be stronger when managerial competency is put into consideration by the small and medium farmers. Farmers who possess the needed managerial competency have the opportunity to achieve a competitive edge over their competitors.


Access to finance, agricultural performance, small and medium farmers.

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