Credit Scenario of Women: A Case Study of Magrahat, South 24 Parganas, Wb

Sanchita Bhattacharya


Today standing in this age of modernization still now the village people are lacking in all spheres and the scenario of the women is very much noted. Their lives are confined within the walls of the houses. The various programmes implemented in the village are Janani Suraksha Yojana, Sanitation Programme, Indira Awas Yojana, National Rural Employment Guarantee Act (NREGA), Swarnajayanti Gram Swarojgar Yojana(SGSY), etc. Among the groups, around 33% female members save with PRD, 25% with SGSY, 20% with Bandhan 11% with SHG and the rest invest in more than one groups. PRD, SGSY, SHG conducts training and tries to improve the condition of women. Bandhan, a microcredit provider gives loan to alleviate the poor. The women in the village also have their own bank account. Picture of taking loans for various purposes is also found. Thus the implementation of the above stated programmes is helping this section of the society to uplift their condition.

Key words: self help groups, microcredit

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